With the IHG® Rewards Club Select Credit Card you can earn 70,000 bonus points after you spend $2000 on purchases in the first 3 months of account opening. You can earn points in many ways! Earn 5 points when you stay at a qualifying hotel (Holiday Inn, Crowne Plaza, and Intercontinental and more), 2 Points for ever $1 spent on food, gas, and groceries, and 1 Point for every $1 spent on other purchases! Take advantage of all of the traveler-friendly perks such as automatic platinum elite status in the IHG program, one free night per year at a hotel of your choice and no foreign transactions fee. Overall, this card is great due to the fact that the 70,000 point offer is the best one that is publicly available.
Pros:
Big Rewards At Selected Hotels – When you use the IHG® Rewards Club Select Credit Card at Holiday Inn, Holiday Inn Express, Crowne Plaza, InterContinental or Hotel Indigo and pay with your card, you will earn 15 points per dollar spent. Not to bad right?
Automatic Platinum Elite Status – With the IHG® Rewards Club Select Credit Card you will automatically have platinum elite status in the IHG Club Program, as long as you keep your account active and in good standing.
No Foreign Transaction Fees – The IHG® Rewards Club Select Credit Card is a great choice for international use, due to the fact that there is no foreign transaction fees. So feel free to use your card anywhere in the world without the incurring pesky 3% fee.
Tons of Opportunities to Redeem Points – The IHG® Rewards Club Select Credit Card has a robust portfolios of hotels amount the major chains, there are over 4,900 properties worldwide. No matter where you decide to go, you are likely to find a hotel that you can spend your points on.
Enjoy a Free Night Every Year – Every year, you will score a free night at any IHG Hotel. Depending on where you decide to stay, this will easily outweigh the cost of the card’s annual fee.
Cons:
Lower Rewards Rate on Everyday Purchases – The interest rate on this card is lower than the industry standard ones. This means that your overall rewards rate on IHG hotel spending is at least 6%, but you won’t be doing very well on other purchases. So if conclusion, this card isn’t a good choice for your day-to-day spending.
Annual Fee – The IHG® Rewards Club Select Credit Card has an Introductory Annual Fee of $0 the first year, then $49. Although this is hardly astronomical and might even end up being totally offset by your annual free night at an IHG Property, this is still something to consider.
Not-Chip Enabled – This card does not come with a smart chip. If you are traveling abroad, then you might have to bring along another card that is EMV Chip Enabled as a back up.
Who Should Apply:
- Those who regularly travel and stay at qualifying IHG Hotels.
- Anyone that wants a Free Night at a IHG Hotel.
- Anyone that travels internationally.
Who Should Pass:
- Those that travel aboard.
- Those that can’t justify an annual fee.
- Those that only want to earn reward points on particular hotels or chains.
Reasons Why You’ll Enjoy This Card
If you frequently stay at IHG Properties, then theIHG® Rewards Club Select Credit Card is the card for you! This card is made ideal for those that regularly stay at IHG Hotels, travel internationally, and want to enjoy a Free Night a Year at an IHG Hotel. There is an Introductory Annual Fee of $0 the first year, then $49, however, this can easily be offset by your Free Night a Year at an IHG Hotel. So what are you waiting for? Apply today and earn 70,000 bonus points after you spend $2000 on purchases in the first 3 months of account opening! Review our complete list of credit card bonus promotions.