The Chase Freedom Unlimited offers a $150 Bonus after you spend $500 on purchases in the first 3 months. The Chase Freedom Unlimited is changing the rule of flat-rate cash back cards on redemption option at a time. With this card you can earn an amazing flat 1.5% cash back on all of your purchases! Your redemption option includes more than just statement credits or a check in the mail. You can also redeem your rewards to book travel direct through Chase for the same value, or transfer your rewards to other Chase cards with more valuable redemption options. Other flat-rate cash-back cards don’t even provide such a wide array of redemption opportunities!
No Minimum Redemptions – You can redeem for cash back in any amount, even as little as 1 cent!
Hefty sign- up bonus and a 0% APR Period – The card also comes with a 0% APR period: 0% Intro APR for 15 months on purchases and balance transfers, and then the ongoing APR of 14.24%-23.24% Variable.
The $150 Bonus – Earn a $150 bonus after you spend $500 on purchases in your first 3 months from account opening.
Foreign Transaction Fee – Chase Freedom Unlimited comes with a foreign transaction fee. This card might not be the right choice when traveling abroad, since you will have to pay an extra 3% fee on every purchase made outside the U.S.
No Bonus Categories – The point of a flat-rate cash-back card, is to increase your rewards earnings across the board, not just in one category. But for those that do a lot of spending in one area, for example groceries, a card with bonus categories may offer more overall value. And there’s no reason you couldn’t use both types of cards: a flat-rate card for everyday purchases, and a card with tiered rewards for purchases within a certain category.
Who Should Apply:
- Anyone that wants to earn the $150 bonus after you spend $500 on purchases in your first 3 months.
- Anyone who wants a flat 1.5% cash back on all purchases.
Who Should Pass:
- Anyone that travels abroad.
- Anyone that does a lot of spending in one area.
Reasons Why You’ll Enjoy This Card
The Chase Freedom Unlimited is one of the best cards out there for everyday purchases along with the $150 signup bonus after $500 in purchases within the first 3 months of account opening. With this card you are able to earn rewards on top of rewards. Just make sure to take advantage of all of it’s features. The Chase Freedom Unlimited offers relatively high flat-rate rewards for all purchases, while offering more redemption flexibility than we’ve seen in other Chase cards with no minimum redemptions. Review our complete list of credit card bonus promotions.