The Citi® Double Cash Card – 18 month BT offer offers 2% cash back on all of your purchases. Earn cash back twice on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. The Citi Double Cash also has no restrictive categories and no limits on the amount of cash back that you earn. You will also get 0% APR on Balance transfer for 18 months! After the 18 months, the variable APR will be 13.24%-23.24%, based on your creditworthiness. This is not a 2 percent cash back card. If you redeem your rewards for a statement credit, it will reduce the amount you owe by 1% therefore the amount you can earn rewards on when you pay the rest of the bill. This works out to be around 1.99% cash back.
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Pros:
Travel Protection – Get travel protection that includes worldwide travel accident insurance and car rental insurance, trip cancellation and interruption protection.
Late Fee Pass – Get a pass on your first late fee.
Citi Price Rewind – Get refunded the price difference up to $300 per item if a lower price is found.
Apple Pay – Use your iPhone, iPad, or Apple Watch to complete quick and easy payments with a simple touch at hundreds of thousands of stores.
Cons:
No Signup Bonus – The Citi® Double Cash Card – 18 month BT offer does not come with a juicy cash signup bonus, but it does carry an introductory 0% APR Deal.
Who Should Apply:
- Anyone that wants a high cash back rate.
- Anyone that doesn’t want an annual fee.
Who Should Pass:
- Anyone that wants a bonus.
- Anyone that wants cashback on balance transfers.
Reasons Why You’ll Enjoy This Card
Getting a cash-back credit card with a high, ongoing rewards rate is a smart move if rotating 5% bonus categories aren’t your thing. Citi® Double Cash Card – 18 month BT offer might just be the card for you! With this card, you can earn 1% cash back when you make your purchases, then an additional 1% cash back when you pay them off. There is no limit on the amount of rewards you can earn. Also, keep in mind that the Citi Double Card Cash, has no annual fee! If this card isn’t for you, then check out our full list of credit card bonus promotions.