The Citi® Diamond Preferred® MasterCard offers an introductory 0% period longer than 18 months! This is one of the longest 0% promotions on the market. But the Citi Diamond Preferred Card does not stop there. It provides tons of impressive perks and an affordable annual fee. Paying no interest for a limited period time is one thing, but a card’s annual fee impacts its long-term affordability. Luckily, the Citi Diamond Preferred Card charges an annual fee of $0, so it’s the perfect choice for thrifty folks.
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Pros:
Long 0% Period On Purchases and Balance Transfers – It’s tough to beat the introductory 0% deal offered by the Citi® Diamond Preferred® MasterCard. You’ll pay 0% for 21 months on purchases and balance transfers, and then the ongoing APR of 12.24% – 22.24% Variable.
Affordable annual fee – Paying no interest for a limited period of time is one thing, but a card’s annual fee impacts its long-term affordability. The Citi® Diamond Preferred® MasterCard charges an annual fee of $0, so it’s the perfect choice for thrifty folks.
Extra Perks – A card’s primary features are only part of the picture when you are deciding whether or not to sign on the dotted line.
Cons:
Balance Transfer Fee – The Citi® Diamond Preferred® MasterCard charges a balance transfer fee of $5 or 3% when you move existing debt onto the card.
Who Should Apply:
- Someone that wants to finance a purchase at 0%.
- Someone who needs to refinance credit card debt, and will need a long time to pay it off.
- Someone who is not interested in a robust rewards program.
Who Should Pass:
- Someone that doesn’t need to finance purchases.
- Someone who wants to do a balance transfer, and does not need much more than a year to pay off the debt.
- Someone who wants a big signup bonus or impressive rewards.
Reasons Why You’ll Enjoy This Card
If you want a card that finances purchases at 0% with no annual fee, then theCiti® Diamond Preferred® MasterCard is the card for you! You can use this card to refinance credit card debt, that will need a long time to pay off. The Citi Diamond Glitters if you’re interested in financing a large purchase at 0% for well over a year. It also makes sense for balance transfers. So sign up today and enjoy all of the benefits that a Citi Diamond Preferred Card has to offer! If this card isn’t for you, then check out our full list of credit card bonus promotions.