Most Cash-Back Credit Cards rewards you for spending, but the Barclaycard CashFoward World Mastercard® adds a little something extra. Aside from earning a decent flat-rate rewards on every purchase, you will also get a bonus whenever you redeem your rewards, which goes towards your next redemption. Earn $100 Cash Reward when you spend $500 in 3 months. This Card offers a 1.5% rewards rate. Combined with the $100 bonus you get after spending $500 on purchases, makes this a pretty decent card to have. This card will provide you with the better value, it has a 3% foreign transaction fee that makes it less than ideal for use outside of the U.S. However, this card has no annual fees.
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Pros:
Redemption Bonus – This Card comes with a 5% redemption bonus. If you do not have time to cash in, the Barclay CashFoward World MasterCard redemption bonus might give you some motivation to do so. You can redeem a minimum of $50 in cash-back rewards for a gift card, statement credit or a deposit into your bank account.
Sign-up Bonus with 0% APR – In addition to fair rewards, the Barclaycard CashFoward World Mastercard® offers 0% APR intro on purchases APR for 12 months and 0% intro on balance transfers APR for 12 months. Then ongoing APR of 15.24%, 19.24%, or 23.24% Variable. If you are paying off a large purchase, this benefit could save you hundreds on interest. Also earn a $100 Bonus when you spend $500 in 3 months.
Free FICO Score Online – The BarclayCard will also send you alerts when you score changes.
Travel Protections – If you pay for your travel with this card, you can get your nonrefundable traveling costs reimbursed if you have to change your plans because of sickness, severe weather or other covered events. Such benefits are not avaliable on most other cash-back cards.
Cons:
Not Highest Flat-Rate Cash-Back Rewards Rate – The Barclaycard CashFoward World Mastercard® effective earn rate of 1.575% is greater than most of the 1.5% rewards many cash back cards offer, but it is not the best flat-rate cash-back card around.
Excellent Credit Requirement – If you have not too great of a credit, then you might not be eligible for this card.
Redemption – You can not redeem less than $50 at a time. Compared with other cash-back cards, the Barclaycard CashForward World MasterCard’s $50 redemption minimum is relatively steep.
Who Should Apply:
- Anyone that wants a sign up bonus.
- Anyone that wants travel protection.
Who Should Pass:
- Someone that wants a higher Flat- Rate Cash Back Rewards Rate.
- Someone that doesn’t have excellent credit.
- Someone that wants a higher redemption.
Reasons Why You’ll Enjoy This Card
If you are a big spender, and you are looking for an extra incentive to redeem your cash-back rewards, theBarclaycard CashFoward World Mastercard® might just be the card for you. Sign up today and earn $100 when you spend $500 in 3 months. This card is one of the better flat rate cash back credit cards. It provides users with a slightly better rewards than most rewards card. While this card does have a 3% foreign transaction fee that makes it less-than-ideal for use outside of the United States. One of the best things about this card is that there is no annual fees! If this card isn’t for you, then check out our full list of credit card bonus promotions.